Journal
Which cryptocurrencies to accept in your business: a practical shortlist
You do not need 300 coins on day one. Which coins and networks cover most customers, why stablecoins come first and where Bitcoin, Ether, TON, Solana, Litecoin and Dogecoin fit.
A long list of coins looks impressive, but customers pay with what they already hold. A short list that covers most wallets is enough to start, and a gateway that converts everything to USDT means the choice does not affect your accounting.
1. Stablecoins: USDT and USDC
Stablecoins are pegged to the dollar, so the price does not move between the invoice and the payment. USDT is the most widely held, and USDC is common in business and DeFi. Offer both on several networks.
2. Bitcoin and Ether
The two best known assets. Customers who hold them expect to be able to pay with them. Bitcoin confirms slowly and its fee does not depend on the amount, Ether is available on the main network and on layer-2 networks with much lower fees.
3. Coins of fast, cheap networks
- TRX and USDT on TRON: a very large base of USDT holders.
- TON: customers who pay from a Telegram wallet.
- SOL and Solana tokens: fast and cheap.
- BNB and BNB Chain tokens: low fees, popular on exchanges.
4. Payment coins
Litecoin, Dogecoin and Bitcoin Cash have a long history as payment coins with cheap transfers. They are worth adding if your audience uses them.
What to skip at first
Meme coins and thinly traded tokens can be accepted and converted, but they rarely bring real volume and their price is the most volatile. Enable them if your community asks for them, not by default.
On CryBit the customer sees only the coins and networks you turn on, and you can change the list at any time in the merchant settings.
Accept crypto, receive USDT
Create a merchant, issue an invoice, try the sandbox. Live accepting opens after review.